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If you’re looking for the best home insurance in 2016, there are plenty of national and local insurance companies that will want your business. However, it’s hard to decide which company to pick with so many choices.Companies like Amica Mutual stand out in customer surveys, but they aren’t available everywhere. The best way to find fair rates is to get free online homeowners insurance quotes from a variety of companies. This is the easiest way to understand what rates you might face.